Banking - Option 1 Credit Union

O1 MOBILE Banking

New Smartphone App, PayPal Coming Soon

Welcome to O1 MOBILE Banking

Yes, we have an app!  

Option 1 Credit Union's O1 MOBILE Banking gives you access to your accounts and bill pay, anytime, anywhere from your mobile device - phone, tablet, and more. 

Option 1 has a  FREE app available for your smartphone, tablet, and remote devices.  The app allows you to access your accounts, pay bills, and check balances right from your phone or tablet.  The convenience of O1 ONLINE Banking has been built into an app so you can access your money on a secure network whenever and wherever you need.  To activate and use O1 MOBILE Banking, you must be an O1 ONLINE Banking user.   Click here for details and to register for online banking.  

With the O1 MOBILE Banking smartphone app, you can: 

      • Check account balances
      • View account history
      • Check messages
      • Transfer funds
      • Pay Bills and verify payments with your Option 1 Bill Pay
      • View graphs of saving and expense patterns
      • Find branch and ATMs - Option 1, shared branches, and CO-OP ATMs
      • Coming May 14 - Member to Member Transfers and Pending Transaction View 



The Option 1 Credit Union mobile banking app will be upgraded on May 14, 2014.  You will see a prompt to update your Option 1 Credit Union app to access the new features. 

With the upgrade, you will see new features such as Member to Member transfers and Pending Transactions on your account.  With our new O1 BILL Pay enhancements that will take place also on May 14, the PayPal feature in our mobile banking app will no longer be available.  You will have a person to person feature within the new free bill pay system. 

As your credit union, Option 1 is committed to be a viable source for your financial needs and we continually work to improve our service to you.  If you have any questions regarding our new upgrades and enhancements, please contact Option 1 Credit Union.


  •  For iPhone / iPad / iPod Touch:   download the free app from the Apple Store, search Option 1 Credit Union
  •  For Android:  download from the Android Market, search Option 1 Credit Union 
  •  For other devices:  visit and click Mobile Banking.  From there a link will display to download our app.    


If your phone is not app compatible, you can securely access O1 MOBILE Banking with our new web version.   Text banking is also available. 

Just go to on your mobile device browser and you will be automatically redirected to our mobile website.  Click on the Mobile Banking link and sign in using your O1 ONLINE Banking information. 


SMS or Text Banking is a simple way to get balance and transaction information in real time.  By simply sending a text message command to Option 1, you will receive a response with the requested information.  It provides quick and simple access to your account balances, account history, and allows you to transfer funds.  Click here to learn more. 


To help you keep track of your finances, Option 1 offers the option to receive alerts via text message.  These alerts are reminders that notify you of important information when you need it.  Once you set up your alert(s), your account will be monitored and you will receive a text message based on the alert type and criteria you set up.  Click here to learn more.   

With our new PayPal feature, send money instantly to almost anyone, anywhere, around the globe.