WELCOME TO OPTION 1 CREDIT UNION!
In every family there are dreams to aspire to. At Option 1 Credit Union, we are centered on the financial success of our members. As a member-owned cooperative, our guiding principal is to enhance the financial well-being of our members and the communities we serve.
Option 1 Credit Union provides a contemporary range of financial services relevant to today’s economy. With dreams not much different in 1936 when the credit union was founded, as today, Option 1 Credit Union provides an opportunity for members to access and use their money according to the way they live with services such as free O1 ONLINE banking and free Bill Pay, no-fee debit cards, O1 MOBILE banking, O1 TALK phone banking, and 24 hour Call Center.
Option 1 Credit Union provides affordable financial services that help members own a car, save for vacation, own a home, save for retirement, and live day-to-day...all the things that support each member's way of living.
WHO CAN JOIN
You can be a member of Option 1 Credit Union if you live, work, worship, or attend school in the following counties: Allegan, Barry, Clinton, Eaton, Ingham, Ionia, Kent, Livingston, Newaygo, Ottawa, and Shiawassee. Our charter also allows us to serve people with disabilities who reside in Michigan and businesses who provide disability related services, as well as the employees of 500+ employer groups, unions and associations in the West Michigan and Lansing areas.
Additionally, Option 1 membership is offered to persons related by blood or marriage to a current credit union member and people who reside in the same household as a current credit union member. For-profit and non-profit businesses and associations and their employees who are affiliated with the healthcare profession in the State of Michigan are also eligible for Option 1 membership.
To apply for membership or to add services, simply click here.