Option 1 Credit Union
                 
 

Mortgage Market
Library
Lending Overview
Mortgage Definitions
Federal Regulations
Mortgage Interest Rates
Application Interview

 
 

The Ins and Outs of Getting a Loan

The following is an overview of the process one can expect when obtaining a residential real estate loan. The overview is broken into the following eight sections:

Industry Overview

Loan Application & Lender Processing

Choosing a Loan

Mortgage Loan Disclosure Statements

Mortgage Loan Underwriting

Loan Closing Process

Loan Servicing — Making Your Monthly Payments

Other Considerations