Please note that Option 1 Credit Union provides a Secure Web Server to ensure the integrity and privacy of your transactions. Confidential information provided via the Web will be conveyed by a Secure Server.

The Mortgage Market Uniform Residential Loan Application (Long Application) collects the same information as other similar forms widely used in the mortgage lending industry. The application has been formatted to accommodate most Web browsers.

The Mortgage Market Quick Qualifier Application (Short Application) asks a short list of questions regarding your personal finances. The Pre-Qualifier calculates your monthly payments and corresponding loan amount based on your income and credit obligations. The results of the Pre-Qualifier are only indications and should not be considered a loan commitment or credit approval. A representative from Option 1 Credit Union will assist you in the full process of obtaining a mortgage loan.

The Mortgage Market Pre-Qualifier Calculator allows you to quickly estimate your qualifications for obtaining a home mortgage, based on your current monthly income and expenses. Unlike the application forms described above, this self-contained form does not forward any information to Option 1 Credit Union.