Basic Checking

One of the biggest benefits of credit union membership is our No-Fee Checking Account. If you’re paying monthly fees and service charges for your checking account, switch to Option 1 and enjoy these money-saving benefits:

• No minimum balance required
• No monthly service fee
• No per-check charge
• 4 free ATM withdrawals per month
• Unlimited free ATM withdrawals at Option 1 ATMs
• No-fee debit cards available — an easy alternative to writing checks

Option Plus Checking

Includes value-added features that our basic checking doesn’t. Just pay a small monthly fee of $5.00 and enjoy the following benefits:

• No minimum balance required
• No per-check charge
• 1 free box of Option 1 logo checks per year
• 8 free ATM withdrawals per month
• Unlimited withdrawals from Option 1 ATMs
• Free money orders
• Free traveler's checks
• Free unlimited cashier's checks
• $100 off Option 1 Mortgage closing costs
• Premium Pricing on Auto Loans = 1/4% discount with direct deposit
• Free photocopy service
• Interest paid on daily balances

Option 55 Checking

A special checking account for our 55 & older members. Simply keep an aggregate balance of $100 or more in your Option 1 account (or sign up for direct deposit) and avoid the $5.00 monthly fee. Our Option 55 members enjoy the following benefits:

• ALL benefits listed under Option Plus Checking above
• Free unlimited Option 1 logo checks