Use a Option 1 ATM Card for quick account access!

• No monthly maintenance fee
• Unlimited deposit at no charge
• Receive four (4) free withdrawals each month
  (After that, the cost is just $1.50 for each additional withdrawal.)
• Choose an Option Plus or Option 55 Checking Account and receive eight (8) free withdrawals each month.

ATM Access & Availability

Access your Option 1 account at ATM machines around the world, including Magic Line, NYCE, Network One, PLUS and other localized networks. Many banks are now charging fees to use their ATM machines. These fees are called surcharges. Fees can be avoided by using ATMs owned by credit unions rather than banks.

Option 1 is now part of the CO-OP ATM Network. When you see the special CO-OP Network decal on an ATM, you will not be surcharged — even if that machine surcharges customers of other financial institutions. Search for no-surcharge ATMs anywhere in the country.

The MasterMoney™ Debit Card offers the ultimate in convenience

Option 1 members who open a checking account can also apply for a credit union debit card. This card can be used for cash access at ATM machines (just like an ATM card) and it is also a convenient alternative to using a checkbook. Rather than writing checks to pay for purchases, members can hand merchants their debit cards and the purchase amount is automatically withdrawn from their checking account.

• No monthly maintenance fee
• No finance charges
• No transaction fee for purchases
• Accepted at merchants worldwide